Increase Technology Fees

If you're a financial technology platform moving funds for your customers, or you have large corporate balances, we offer custom pricing. Contact us for details.

Monthly fees

Monthly fees for users building on Increase vary by use case

ACH processing

• Same-day ACH origination: $2.00/ transaction
• Next-day ACH origination: $0.50/ transaction
• ACH returns: $5.00/ transaction
• Unauthorized returns¹: $15.00/ transaction
• Late return request processing: $25.00/ transaction

Wire processing

• Wire origination: $15.00/ transaction
• Wire drawdown origination: $15.00/ transaction

Check issuing

• Printing and mailing fulfilled by Increase: $3.00/ check
• Additional pages: $1.00/ page
• Printing and mailing fulfilled by a third party: Contact Sales

Overnight shipping

Contact Sales

Check deposit

• Remote deposit capture: Contact Sales
• Lockbox addresses: $20.00/ address / month
• Lockbox check deposits: $5.00/ check
• Check returns: $10.00/ check

Card processing

• Virtual card creation: $0.25/ card
• Card disputes: $15.00/ dispute
• Physical card creation: First 5 free
• Additional card services: Contact Sales

Real-Time Payments processing

• RTP origination: $2.50/ transaction
• Request for payments origination: Contact Sales

FedNow processing

• FedNow origination: $2.50/ transaction

Extended deposit insurance

Extended deposit insurance through IntraFi

Account Numbers

• Account number creation: First 10 free
• View First Internet Bank partner fees and interest
• View Increase Bank interest

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¹ Unauthorized ACH returns include Return Reason Codes R05, R07, R10, R11, R29, and R51.