Banking for ambitious technology companies — Increase
Banking for ambitious technology companies. Build great financial products with an API-first bank.
Comprehensive infrastructure to move, store, and lend money. Increase supports industry-leading companies processing billions of dollars a day.
Bare metal payments on every US rail
- ACH
- Wires
- FedNow
- Real-Time Payments
- Checks
- Push-to-card
- Swift
- Blockchain
await increase.achTransfers.create({
amount: -81634,
account_id: "account_in71c4amph0vgo2qllky",
routing_number: "101050001",
account_nu
});
$816.34
ACH Debit transfer
Transfer created Aug 2, 09:24:07 AM PDT
Approved by Ian Crease 09:24:19 AM PDT
Submitted to the Federal Reserve 09:52:03 AM PDT
Settlement with recipient bank 05:00:00 PM PDT
Hold will be released on August 4
Full stack card issuing
Summit
•••• 7316
real_time_decisions live
● real_time_decision.created
$1,850.00 · GOVERNANCE FILINGS
mcc 8111 · visa
card_not_present
→ Series budget …
Flexibly-titled bank accounts
$12,100 2,423 86.11
SMatterhorn Series XII Partnership
Modular compliance
Matterhorn Series XII
via S Summit
Verifying
- Legal name: Matterhorn Series XII LP
- Structure: Corporation
- Tax ID: 88-4102967
- Address: 650 Madison Ave, New York, NY
- Beneficial owners: Alma Kaufmann (gov ID · could not verify)
- Torres Family Office (running checks Verifying with IRS, USPS, identity records, and watchlists)
Tailored loan programs
- Capital call lines of credit
- SSummit
- Borrower Draw Uncalled Adv %
| Borrower | Draw Amount | Uncalled Amount | Adv % |
|---|---|---|---|
| Denali Fund II | $2,250,000 | $18.5M | 60% |
| Matterhorn Series XII | $6,500,000 | $52.0M | 65% |
| Eiger Growth I | $4,000,000 | $31.2M | 65% |
| Aconcagua IV | $1,800,000 | $12.4M | 55% |
| K2 Ridge Fund I | $3,100,000 | $24.8M | 62% |
| Mont Blanc II | $2,750,000 | $19.6M | 60% |
| Annapurna Fund | $1,250,000 | $9.8M | 55% |
| Teton Partners III | $5,400,000 | $41.5M | 65% |
Our team comes from Stripe, Visa, and US government agencies. The people in your Slack channel are the engineers who own the ledger and the compliance team that interacts with regulators.
Everything we learned running payments at scale drives Increase’s architecture. We built a modern banking core from scratch that connects directly to the networks, with no third-party vendors in between.
Composable primitives let you build exactly what your customers need.
Cards
- ACH payment
- Wire payment
- RTP payment
Hardened infrastructure so you can ship your integration and stop thinking about it.
Transparent APIs let you access all the network data behind every transaction.
Trusted by companies of all shapes. Sophisticated platforms rely on Increase for bare-metal banking.
Transparency and control for horizontal platforms.
- Visibility into every detail so you never have to wonder what’s happening under the hood.
- Programmatic workflows instead of PDFs keep you moving.
- Direct bank partnership gives you access and control.
The banking backbone for vertical fintechs.
- Banking, payments, and cards primitives customized to your industry’s workflows.
- Fully-featured bank accounts underpin your system of record from day one.
- Compliance options that let you start monetizing banking products in weeks, not months.